Dream Funnel™ Terms of Service

• "Donor" means any person or entity that gives money through Dream Funnel™.
• "Recipient" or "Organization" means any individual, school, community group, or other party that has created a Dream Funnel™ page and can receive donations.
• "Content" means any text, photo, story, message, or other material submitted to the Service.
• "Stripe" means Stripe, Inc. and its affiliates, our payment processor.

To use Dream Funnel™, you must:

• Be at least 13 years old (donors under 18 must have permission from a parent or legal guardian).
• Have the legal capacity to enter into a binding agreement.
• Comply with all applicable local, state, national, and international laws.
• If receiving donations, complete Stripe Connect onboarding and agree to Stripe's Connected Account Agreement.

Some features require an account. You agree to provide accurate, current information and to keep your credentials secure. You are responsible for all activity that occurs under your account. Notify us immediately at support@dreamfunnel.net if you believe your account has been accessed without your authorization.

4.1 Voluntary Gifts

All donations made through Dream Funnel™ are voluntary gifts from Donors to Recipients. Dream Funnel™ is a technology platform that facilitates these transactions; we do not act as a fiduciary, agent, or trustee for Donors or Recipients.

4.2 No Tax Deductibility Guarantee

Unless a Recipient is a verified U.S. 501(c)(3) nonprofit that expressly says so on their page, donations made through Dream Funnel™ are not tax‑deductible. Donors are responsible for determining the tax treatment of their own gifts.

4.3 Payment Processing

All payments are processed by Stripe. By donating, you also agree to Stripe’s Consumer Terms of Service and Privacy Policy.

4.4 Refunds

Because donations are voluntary gifts, they are generally non‑refundable. If you believe a donation was made in error or as the result of fraud, contact us within 30 days at support@dreamfunnel.net and we will review the request in good faith. Stripe processing fees are typically non‑recoverable.

4.5 Recurring Donations

Donors who set up a monthly or yearly recurring gift authorize Dream Funnel™ and Stripe to charge their payment method on the selected interval until cancellation. Donors may cancel at any time from their dashboard or by using the magic‑link in their welcome email; cancellation stops future charges but does not refund past ones.

Dream Funnel™ charges a flat $0.10 (ten cents) platform fee per successful donation. Stripe’s standard processing fee (approximately 2.9% + $0.30 for U.S. cards) is deducted from the amount transferred to the Recipient. The full fee breakdown is displayed to the Donor before every payment.

We reserve the right to change platform fees with reasonable notice posted on the Service.

By creating a Recipient page, you represent and warrant that:

• All information you provide (name, story, photos, in‑kind needs, location) is accurate, truthful, and not misleading.
• You have the legal right to solicit donations for the purpose you describe.
• You will use funds received in a manner consistent with the purpose described on your page.
• You will not use Dream Funnel™ to solicit for illegal activity, weapons, controlled substances, or any purpose prohibited by Stripe's Restricted Businesses list.
• You will comply with all applicable tax reporting obligations. Dream Funnel™ and Stripe may issue tax forms (e.g. 1099‑K) where legally required.

Content moderation & right to remove. Dream Funnel™ reserves the right, at its sole and absolute discretion, to remove, suspend, edit, hide, or permanently delete any cause page, recipient profile, story, image, or comment that we determine — in our reasonable judgment — does any of the following: (a) contains offensive, hateful, discriminatory, harassing, threatening, or sexually explicit language or imagery; (b) does not meet Dream Funnel's standards for ethical use; (c) is deceptive, fraudulent, plagiarized, or misrepresents the recipient's identity or need; (d) violates these Terms, applicable law, or the policies of our payment processors; or (e) damages the trust of the Dream Funnel community. Removal may occur without prior notice. We may, but are not obligated to, provide a reason. Where donations have already been received on a removed page, we will make reasonable efforts to refund donors and cooperate with law enforcement if required. You waive any claim against Dream Funnel™ arising from such removal.

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable law.
• Impersonate another person or misrepresent your affiliation with any person or organization.
• Submit false, misleading, defamatory, or fraudulent information.
• Solicit funds for activities that violate Stripe's Restricted Businesses list or applicable law.
• Attempt to interfere with, disrupt, or reverse‑engineer any part of the Service.
• Use the Service to launder money, evade taxes, or circumvent legal obligations.
• Send spam, malware, or unauthorized communications through any Dream Funnel™ feature.
• Scrape, harvest, or collect information about other users without their consent.

You retain ownership of the Content you submit (photos, stories, messages). By submitting Content, you grant Dream Funnel™ a worldwide, royalty‑free, non‑exclusive license to host, display, distribute, and use that Content solely for the purpose of operating and promoting the Service.

You represent that you own or have all necessary rights to the Content you submit, and that it does not violate any third‑party rights or applicable law.

The Dream Funnel™ name, logo, site design, and all associated software are the property of Redheaded Stepchild Tech and are protected by applicable intellectual‑property laws. You may not copy, modify, or create derivative works from any part of the Service without our prior written permission.

The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non‑infringement, or that the Service will be uninterrupted, secure, or error‑free.

We do not verify the identity, background, or claims of every Recipient. We do not guarantee that donated funds will be used for the purpose described. Donors give at their own discretion and risk.

To the maximum extent permitted by law, Dream Funnel™, Redheaded Stepchild Tech, and our officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use of the Service.

Our total aggregate liability to you for any claim arising out of these Terms or your use of the Service will not exceed the greater of (a) the total platform fees you paid to Dream Funnel™ in the 12 months preceding the claim, or (b) one hundred U.S. dollars ($100).

You agree to indemnify, defend, and hold harmless Redheaded Stepchild Tech and its officers, directors, employees, and agents from any claim, demand, loss, or damages (including reasonable attorneys’ fees) arising out of (a) your use of the Service, (b) your violation of these Terms, (c) your violation of any third‑party right, or (d) any Content you submit.

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including if we believe you have violated these Terms. You may stop using the Service at any time. Provisions that by their nature should survive termination (including intellectual property, disclaimer, limitation of liability, indemnification, and governing law) shall survive.

These Terms are governed by the laws of the State of Montana, USA, without regard to conflict‑of‑laws principles. Any dispute arising out of or relating to these Terms or the Service shall be resolved in the state or federal courts located in Montana, and you consent to the exclusive jurisdiction of those courts.

We may update these Terms from time to time. The updated version will be posted at https://dreamfunnel.net/terms-of-service with a new Effective Date. Material changes will be announced by email or a notice on the Service. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

Questions about these Terms should be directed to: